With an optimistic attitude, health insurance sales jobs are a great career choice for fresh and recent grads. Before entering the insurance industry, continue reading for facts on what you can anticipate from this line of work.
With an optimistic attitude, health insurance sales jobs are a great career choice for fresh and recent grads. Before entering the insurance industry, continue reading for facts on what you can anticipate from this line of work.
The Fundamentals of Health Insurance Sales
Health insurance sales jobs require you to sell health insurance policies to customers to shelter their requirements, including medical, dental and vision insurance. Insurance sales agents often make new business by promoting their products among their group of peers, who then sell to their customers. It then includes explaining numerous insurance policies and helping customers select the best plan for their needs. Insurance jobs could also require referring clients to autonomous brokers.
Most who work in this region work in offices, but there are few that devote the majority of their time travelling to meet with clients. You might be working with an insurance company or work as an independent broker selling the policies of a few companies.
Required Credentials
It is likely to get an insurance sales job with a high school diploma or equivalent, but a lot of positions need a bachelor’s degree. There are also several colleges that currently offer courses in insurance. Either path you take will be essential to obtain a license to work in an insurance sales job in your province. Each province will have different criteria to become licensed.
As a health insurance agent, you will tailor insurance packages to suit different clients, achieve managerial tasks such as protection of records and handling policy renewals, and help policyholders resolve their claims smoothly.
Fruitful health insurance sales agents have brilliant selling, organization and customer service skills, and are not frightened of cold calling customers or asking for the sale. Sales agents are accountable for creating their own base of clients and personally marketing their services will be essential.
Salary Expectations for Health Insurance Sales Agents
Although the average yearly salary of a sales agent is $35,000, there is a focus to make additional income as many insurance jobs are paid commissions moderately higher than their fixed pay.
Insurance sales jobs as a whole have good growth in the coming years, with a 22% progress rate – quicker than the countrywide average for all professions. An aging population and latest variations in federal guidelines are likely to upsurge the requests for health insurance agents.