Job Description

Totten Insurance Group is growing and we are looking for a dynamic Property Underwriter for our Totten Montreal Office.  We are looking for someone that can work under limited direction, underwrites new and renewal business within designated authority levels.  This person will be responsible for seeking out other property opportunities.  This is an ideal role for a strong technical underwriter with construction, production and strong broker networks.  This role will report to the Senior Underwriter, Property.


Choose a career with Totten Insurance Group and take the first step toward creating a future that combines a diverse, challenging work environment with financial security and satisfaction. By joining Totten Insurance Group you will become part of rapidly growing company that offers significant opportunity for advancement and growth. Totten Insurance Group is a company where your contributions will make a difference.


Job Responsibilities:

Broker & Market Management

  • Provides exceptional service to our broker partners and acts as a solution provider (i.e. acts as the key contact to our customers).
  • Develops and maintains positive business relationships within the brokerage community. Solicits new business opportunities. Participates in production trips and broker visitations, and corporate functions as required. Managing relationships with brokers and acting as a dedicated resource as needed and required.
  • Effectively negotiates terms and conditions with brokers and markets
  • Analyzes new business and renewals for risk profitability by assessing exposures and hazards as determined by a review of the underwriting data, and according to underwriting guidelines, contract authority limits and company standards.
  • Maintains knowledge of company Underwriting policies, philosophy, procedures and standards and understand and execute segment strategies to produce budgeted results.
  • Monitors and assesses competitive factors in the market and keep informed of changing market conditions to report to management.
  • Maintains a high service level to brokers and responding to brokers inquiries on a timely basis.
  • Proactively involved in the learning and development of underwriting skills, including coverages, wordings, exposures, pricing and factors that affects Property.
  • Delivers underwriting profit, organic growth, and target revenue budgets.


Business Management

  • Participate in the creation of the annual budget and managing against approved budget.
  • Analyzes new business and renewals for risk profitability by assessing exposures and hazards as determined by a review of the underwriting data, and according to underwriting guidelines, contract authority limits and company standards.
  • Maintains the long term profitability of a portfolio of accounts regardless of market conditions within the bounds on internal underwriting guidelines and individual underwriting authority. This includes the ability to successfully negotiate terms, conditions and pricing to achieve new business, renewal and profitability targets.
  • Develops a strong understanding of the various solutions that can be offered through our network of markets and Lloyd’s relationships


Qualifications and Experience:

  • Post-Secondary School education or equivalent training and experience
  • Minimum 1 to 3 years of Commercial Underwriting experience
  • Bilingual in French and English (written and verbal)
  • MGA experience an asset
  • Ability to exercise sound judgment in risk selection
  • Strong decision making skills and ability to bring creativity to underwriting risks
  • Develops and maintains productive working relationships with peers, clients, and industry networks
  • A strong work ethic, good organizational skills and the ability to work within a team environment.
  • Strong communication skills: Written and verbal including presentations
  • Strong time management skills, goal oriented, and self-directed
  • Proficient in MS Office:  Word, Excel, PowerPoint and Outlook
  • Experience with TAM broker management and Policy Works systems


Core Values:


Entrepreneurship - encouraging innovation and educate risk taking

Integrity – doing things right every time

Teamwork – working together to maximize results

Accountability – measure and take responsibility for outcomes

Service - serving customers, communities, and colleagues


Totten Insurance Group is Canada’s leading national MGA provider of niche products and innovative solutions. Providing a diversified suite of customized insurance products and programs, Totten Group is committed to delivering best in class insurance solutions that are not readily available in the marketplace. Totten Group supports over 2,000 independent brokers throughout Canada and is comprised of five divisions including Commercial Casualty, Commercial Property, Hospitality, Personal Lines and Professional Liability. For a complete list of office locations and more information, please visit:


Please click on the link to apply: 


Aperçu du poste :

Le Goupe Totten est en croissance et nous sommes à la recherche d’un souscripteur (e) en biens des entreprises dynamique pour notre bureau de Montréal. Nous souhaitons trouver une personne en mesure de travailler sous supervision limitée et qui fait de la souscription d’affaires nouvelles et de renouvellements. Il s’agit d’un rôle idéal pour souscripteur (e) technique avec de l’expérience en construction, en production et avec les Lloyd’s, ayant aussi de solides réseaux de courtiers.

Job Posting Details

Job Type


Market Segment

Property Casualty Insurance

Company Type


Languages Required


Education Required

No education specified

Minimum Experience Required

3 to 4 Years