Senior Financial Analyst, Financial Planning & Analysis

??The Senior Financial Analyst, Financial Planning & Analysis (SFA) supports financial planning, forecasting, performance management, and strategic analysis across revenue, claims, expenses, and workforce costs, with a strong focus on insurance?specific metrics, regulatory requirements, and enterprise risk alignment. The SFA delivers clear, narrative?driven financial analysis and reporting to support effective decision?making across the business, with accountability for?the?full P&L.? 

??Partnering closely with accounting and key stakeholders?in the business, the role ensures alignment between management reporting and financial results, supports a smooth financial close, and translates?complex data into actionable insights for senior leadership and the Executive Committee, while identifying key performance drivers, emerging risks, and opportunities for continuous improvement.?? 

What you will do: 

Performance Management &?Reporting?? 

• ??Prepare?key reports, including?monthly financial results package and Quarterly Business Review (QBR) materials for senior leadership and the Executive Committee?? 
• Deliver narrative-driven performance reporting,?identifying?key variance drivers and trends, with a specific focus on?the Combined?Ratio, Loss Ratio, and Expense Ratio? 
• Analyze?monthly and quarterly?results to explain performance?relative?to?plan?and?prior year, highlighting risks, opportunities, and corrective actions 
• ?Monitor and report on key?financial?and?operational KPIs, ensuring?consistency, accuracy,?and?relevance for decision-making? 
• Monitor and?validate?to ensure?financial data reported in Power?BI reconciles back to GL financials?? 

Planning & Forecasting? 

• ??Drive?the creation of the?annual operating plan and?ad hoc?forecasting, aligned with:?? 

?Corporate objectives? 
Risk appetite and tolerance? 
Regulatory and?accounting?requirements (e.g., IFRS 17, OSFI)? 

• ?Drive?development of:?? 

?Premium?and?claims budgets? 
Expense budgets? 
Workforce?plan (FTE budget)? 

• ?Provide?financial guidance to?functional?and operational leaders to?support?strong financial stewardship?? 
• Upload and reconcile budget information?within the?GL?and operational Dashboard in?PowerBI?? 

??Financial Modelling & Profitability Analysis?? 

• ??Develop and?maintain?financial and scenario models to assess business performance and?support?strategic?decision making?
• ?Perform profitability analysis for:?? 

?Large accounts?
Program business? 
Strategic initiatives and investments? 

• ??Validate assumptions, assess?financial?risks, and quantify?impacts?under different scenarios?
• ?Support business case development and evaluation, including changes in scope, benefits, resources, and timelines? 

What you need to Succeed: 

• CPA designation or actively working towards
• Undergraduate Degree is required
• Budgeting and Forecasting 5+ years experience
• Financial Planning and Analysis 5+ years
• Technical Expertise in accounting related to the field 3+ years
• Insurance industry knowledge 3+ years 
• Advanced financial analysis and modelling, including budgeting, forecasting, scenario analysis, and profitability assessment across a full P&L
• ?P&C?Insurance and financial acumen, with strong understanding of insurance performance metrics (e.g., Combined Ratio, Loss Ratio, Expense Ratio) and regulatory requirements (e.g., IFRS 17, OSFI)?? 
• Narrative-driven financial reporting, with the ability to translate complex financial results into clear, actionable insights for senior leadership and executive audiences?? 
• ?Strong communication?and stakeholder management skills, with?demonstrated?comfort interacting with, influencing, and presenting to all levels of the organization, including senior leadership and executives?? 
• ?Problem solving and analytical thinking, with the ability to?identify?trends, diagnose issues, and recommend practical, data-driven solutions?? 
• ?Business partnering mindset, enabling effective collaboration with cross-functional teams across Finance, Operations (Personal and Commercial), Enterprise Risk Management, Data, and Purpose?? 
• Data and systems?proficiency, including experience working with ERP systems, Power BI, and underlying financial and operational data to ensure accuracy, reconciliation, and insight generation?? 
• Strong attention to detail and financial discipline, ensuring accuracy, integrity, and consistency of analysis and reporting?? 
• Prioritization and adaptability, with the ability to manage competing demands, shifting priorities, and tight timelines?? 
• Coaching and mentorship capability, supporting the development of analysts and?providing?technical guidance in areas such as payroll, pensions, commissions, and?charitable?foundation accounting?? 

Location: This is a hybrid work model that requires you to be in our Cambridge, ON office on Monday’s and Tuesday’s and working from home the remaining 3 workdays 

The expected base salary range for this position is $59,500 - $110,000. Depending on your relevant experience, skills, qualifications, market conditions and business needs, base compensation may vary. You have the potential to earn more through Gore Mutual’s discretionary bonus program which gives you an opportunity to increase your total compensation, provided the business meets its performance targets and you meet your individual goals. 

Please note: This range reflects the expected base salary for this role but may not represent the full compensation range for all experience and skill levels. During the recruitment process, we will discuss and consider how your unique qualifications align with the broader range for this position. 

Gore Mutual is proud to offer a comprehensive total rewards package which includes extended health and dental benefits, disability insurance, retirement plan matching, paid time off, recognition and perk programs. 

This posting pertains to an existing vacancy that is actively being filled.

Accessibility for applicants

Gore Mutual Insurance Company is committed to providing accommodations for people with disabilities during all phases of the recruiting process, including the application process.

If you require accommodation because of a disability, we will work with you to meet your needs.   and a human resources representative will consult with you to determine an appropriate accommodation.

Should you request an accommodation during the interview process, please notify your Talent Acquisition Consultant.